Inmobiliaria LSL | Comprar, Vender o Alquilar: Terrenos, Parcelas, Chalets, Adosados, Viviendas, Apartamentos, Pisos...

---

---

Diccionario de términos de interés

Terms of your interest when you buy a property...

compensate for tax paid abroad
Comunidad de Propietarios: Owners association in an apartment building or complex of attached houses
Contrato de compraventa: Contract of Sale and Purchase
Contribución dineraria extranjera: Foreign money contribution, necessary to start a business in Spain for non-EC persons
Contribución Urbana: Former name (still used colloquially) of municipal real estate tax Now IBI
Cuenta corriente: Cheque account in bank

D

---

Declaración de impuesto: Tax Return
Declaración de obra nueva: Declaration and Registry of new Construction
Documento unificado: Combined Work and Residence Permit
Domiciliación de pagos: Standing Order to Bank for payment of electric, water, tax bills, etc

E

---

Escritura de compraventa: Notarized Contract of Sale and Purchase
Escritura pública: Notarized and Registered Deed of Title to Property
Estatutos: By-laws, Statutes, especially of owners association of condominium apartment buildings
Euribor: Euro Interbank offered rate

F

---

G

---

Gastos: Expenses
Gestoría: Firm specialised in obtaining official authorisations, permits, licenses, etc.

H

---

Hacienda: Treasury, Finance Ministry, Tax Ministry
Hipoteca: Mortgage
Honorarios: Fees

I

---

Impuesto sobre Actividades Económicas (IAE): This tax replaces the former fiscal licence for professionals and business operators
Impuesto sobre Bienes Inmuebles (IBI): Replaces the former contribución urbana as the annual municipal Real estate tax
Impuesto sobre el incremento del valor de los terrenos: Tax on increase of land value
Impuesto de transmisiones patrimoniales: Real Estate Transfer Tax
Impuesto extraordinario sobre el patrimonio: Capital Assets Tax/Wealth Tax
Impuesto municipal sobre la renta de las personas físicas: Income tax

J

---

K

---

L

---

Ley de arrendamientos urbanos: urban Letting Law covering rental of apartments, houses
Ley de la propiedad horizontal: Real Estate Law setting forth the legal framework for condominium buildings, and rights and obligations of individual owners
Libre de Cargas: Free of debts
Licencia de apertura: Licence to open a business
Licencia fiscal: Former annual business licence, replaced in 1992 by IAE
Licencia de Obra: Building permission

M

---

Memoria: List of all materials and specifications for a construction job.

N

---

Notario: Notary
Nota Simple: Certificate from Property Registry
Número de identificación de extranjeros (NIE): Foreigner's Tax Identification Number

Ñ

---

O

---

P

---

Parcela: Building Plot
Plan Parcial: Plan of building plots in a housing development
Plusvalía Municipal: Capital gains tax on the sale of property
Poder: Proxy, Power of Attorney
Préstamo con techo: Loan with variable interests with fixed minimum and maximum
Préstamo Hipotecario: Mortgage loan

Q

---

R

---

Registro de la Propiedad: Property Registry
Residente: Resident, Holder of an Official Residence Permit
Retención: Withholding Tax retained from salaries, earnings on rentals, bank accounts etc.

S

---

Seguro de amortización de préstamos: Loan repayment insurance
Seguro Multirriesgo Hogar: House insurance
Señal: Deposit, down payment
Se vende: For sale

T

---

Tasación: Independent valuation of property
Tarjeta Comunitaria: EC Registration Card
Temporada: Season, Short Period of Time
Testamento: Will/Testament
Tipo de interés: Rate of interest
Título de propiedad: Deeds stating the ownership of property, date of sale etc.
Traspaso: Transfer/Lease of Property
Trimestre: Quarter

U

---

Urbanización: Housing Estate

V

---

Valor Catastral: Official Valuation of Real Estate for Tax Purposes
Visado de residencia: Visa required for living in Spain more than period allowed regular tourists

W

---

X

---

Y

---

Z

---

• Buscar
• Búsqueda Avanzada

Plaza de la Constitución s/n, Martos (Jaén) | Tel: 953 554 722 | info@inmobiliarialsl.com